Payments Our online shopping cart and phone order desk accept: Visa Mastercard Discover American Express We accept money orders drawn on US bank accounts. We hold all personal checks for at least five days before we ship the order, to insure that the check is not returned for insufficient funds.  We charge $30 for any check that is returned, and $12 reimbursement for NSF bank fees, and we will not deliver product until these fees are paid. All orders must be paid in full before we process and ship them. No credit No COD